Health policy Essay Example | Topics and Well Written Essays - 1250 words

Health policy - Essay Example Women in the middle class who had considerably better security and others, who had proper insurance, now have better security cover under the new Act (Selker and Wasser 123). The Affordable Care Act has increased the number of women who own health insurance covers in the country. Similarly, the nation as a whole is now spending the hard earned income wisely and assured of high standards of health care. The act invests in wellness and protection and offers families and individuals more control over their health care. The ACA offers women a number of benefits that are crucial to their access to health care. One of the benefits is the provision of coverage of prevention services. Under the Act, this rule is guaranteed with no cost sharing. Preventive care is important because it saves money and promotes health. Before the Act, these services were difficult to access because of the high deductibles, co-pays, and co-insurances. It was estimated that 50% of women delayed seeking medical care and had to give up necessities in order to access health care. Health insurance companies are required to offer covers for prevention services under the new law. An estimated forty-five percent of women have taken advantage of these provisions (Selker and Wasser 153). Under the act, insurance plans are required to include maternity care. It is common for individual health insurance to overlook maternity care cover. Research shows that only twelve percent of the coverages offered cover maternity care. Additionally, maternity care covers provided are inadequate because of the deductibles and the waiting period associated with them. Under the new law, approximately eight and a half million women will be guaranteed of the cover. Another tenet of the women benefits under the Affordable Care Act is the more control over individual health care. The ACA assures women that they will no longer require referrals